This is a risk disclosure which should be read carefully.

SimFin is a provider of software as a service (SaaS) and not a financial advisor or financial service provider.

The user assumes all risk with respect to the use of the SimFin website and its content. SimFin is not responsible for the accuracy, reliability, performance, completeness, timeliness, functionality, continuity, timeliness of the information, data or for any content available.

None of the content on the SimFin website should be evaluated as a recommendation to buy or sell securities (e.g. stocks or options). Contributions on investments, stock analyses and forecasts are to be regarded as journalistic publications intended for informational and educational purposes. They are in no way a substitute for professional advice. SimFin does not offer securities advice.

The trading of securities is associated with opportunities, but also with great risks and takes place at the user's own responsibility. A total loss cannot be excluded. Anyone who buys or sells shares must deal with the risks themselves in advance or seek professional advice.

Since authors who publish on SimFin often also trade in securities, they may own shares that are analyzed and presented in articles. Also, it cannot be ruled out that published articles influence stock prices in one direction or another.

Although SimFin takes the greatest care in data collection and preparation, errors cannot be excluded in principle. Before making an investment decision, the user must convince himself of the correctness of the data. Due to the nature and speed of the information, we cannot guarantee that the information is correct, complete or up-to-date. In no case SimFin is liable for material or non-material liability claims arising from damages caused by the use or the use of incorrect or incomplete information, provided that there is no demonstrable intentional fault on SimFin's part.

Any decisions made based upon the information provided by our software are the sole responsibility of the user. Users should seek professional advice before making any investment decisions. SimFin will not be liable for any loss or damage caused by reliance on the information contained within our software.

By using our services, you acknowledge and agree to these terms. If you do not agree to these terms, please discontinue the use of our services immediately.